Loca
Labor Loss Limit Loan Legacy Liquid Labor

Personal finance,
private by design.

Six linked apps for tracking income, spending, budgets, loans, investments & net worth —
all offline, all yours, nothing leaving your device.

No tracking Works offline Free to start Installable PWA 6 apps linked
6
linked apps
0
bytes sent without you
offline uses
The philosophy

Your money data is
none of our business.

Every finance app wants to analyze your spending, train their models on it, or sell insights to advertisers. LocaLedger takes the opposite stance: your data lives in your browser's localStorage and nowhere else. There's no backend to breach, no API to rate-limit, and no cloud bill that could shut you down.

Private by default
All data lives in your browser's localStorage. Sign-in is optional and only needed for cloud sync or suite features.
Offline-first architecture
Service Workers cache every resource. Works in airplane mode, on patchy cell, in the subway — no excuses for not tracking.
Cross-app intelligence
Apps share a data layer via localStorage keys. Labor feeds Limit. Loss informs Legacy. Your full financial picture, linked.
Installable as a PWA
Add any app to your home screen. Fast, native-feeling, no App Store required. Works on iOS, Android, and desktop.
Six apps

Build your story
module by module.

Start with Labor and Loss for free. Unlock the full intelligence layer with Suite.

The vision

Why LocaLedger exists.

Most finance tools treat your data as an asset they own. They build features by analyzing your habits across thousands of users. They show you ads. They sell you on credit cards. They require subscriptions just to export your own history.

LocaLedger was built with a single constraint: your data cannot leave your device unless you explicitly choose it. That constraint shaped everything — no server-side analytics, no user tracking, no feature gating based on what you've entered.

Six focused apps, each doing one thing well, sharing data only through your own localStorage. When you upgrade to Suite, you unlock the cross-app intelligence layer. When you add Sync, your own data replicates to your own account. Nothing is sold. Nothing is analyzed. It's just software.

Pricing

Start free.
Go further when you're ready.

Core apps are always free and offline. Subscribe to unlock suite intelligence or cloud sync.

Free
$0
Always included
LocaLabor — income & shifts
LocaLoss — spending tracker
Cross-app intelligence
Cloud sync
Get started free
Sync
$1.99/mo
Cloud across devices
Everything in Free
Cloud backup
Multi-device access
Subscribe
Bundle
$4.99/mo
Suite + Sync — everything
Everything in Suite
Cloud sync included
Data export & restore
Priority support
Subscribe

Payments by Stripe · Cancel anytime · ~25% off on yearly plans